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QatarTech.news™ > Blog > FinTech > Gulf’s consumer fintech seat is taken, so Indian players target the infrastructure layer
FinTech

Gulf’s consumer fintech seat is taken, so Indian players target the infrastructure layer

Last updated: August 27, 2026 11:48 am
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Indian fintechs have all but given up on winning the Gulf’s fintech customers. The region’s consumer market — buy now, pay later, digital wallets, everyday payments — already belongs to Tabby, Tamara, and a cluster of well-capitalized local players. The window of competition now is narrowing down to the infrastructure that makes them possible.

The Saudi Central Bank (Sama) authorized Bengaluru-based TotalPay in July to operate as an e-commerce payment technical service provider, making it the first Indian fintech with…

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